Florida workers' compensation · NPN #597029

Workers' comp coverage in your business name, quoted direct

Richard Williams Agency is an independent Florida agency. We quote workers' compensation as a policy you own — your class codes, your experience modifier, your certificates — instead of leasing your payroll to a PEO.

Or call the agent directly: (863) 940-9062

Central Florida construction crew framing a roof on a job site

1. Tell us the basics

Trade, payroll, headcount, county. Four short steps in the quote form.

2. An agent reviews it

Class codes checked for accuracy before anything goes to a carrier.

3. You own the policy

Issued in your business name, with certificates you can hand to any GC.

Built for Florida's working trades

Construction employers in Florida need coverage from the first employee. Non-construction employers hit the requirement at four. Either way, the price comes down to how your payroll is classified.

Lawn care crew loading equipment onto a trailer in a Florida neighborhood
Landscaping & lawn care
HVAC technician servicing an outdoor condenser unit at a Florida home
HVAC & mechanical
Cooks working the line in a local Florida restaurant kitchen
Restaurant, retail & hospitality
See Florida rules, rates and thresholds

Get a direct Florida workers' comp quote

Answer a few questions about your business and payroll. An independent agent reviews it — no PEO lease, no payroll bundling.